How to Apply and Pay Pag-IBIG Membership in Kuwait

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The Pag-IBIG office in Kuwait is located at the Philippine Embassy in Kuwait, Villa 35-A, Abdulrahman Al-Ghafeki Street, Block 1, Salwa Area, State of Kuwait, where OFWs can update their contribution, apply for membership, or get answers to any inquiries. You can also visit money remittance centers in the city if you want to send your contributions through an overseas remittance center.

OFWs working in Kuwait have now access to Pag-IBIG’s financial services and benefits, such as investing, and helping them save for their future. Visiting the Pag-IBIG office in Kuwait, completing a Membership Registration form, submitting the required documents, and paying membership contributions there or through authorized remittance centers are all required steps in the process of becoming a Pag-IBIG member. So, if you’re an OFWs in Kuwait, continue reading to learn how to apply and pay for a Pag-IBIG membership.

pagibig membership in kuwait office


The following benefits are available to all Pag-IBIG members:

  • Housing loan
  • Savings
  • Short-term loan
  • Long-term loan

You can also benefit from a variety of programs and services that Pag-IBIG provides as an OFW. These include:

  • Calamity loan assistance
  • Death and disability benefits
  • Financial Assistance Programs
  • Housing programs
  • Livelihood programs
  • Multipurpose Loan Programs
  • Retirement benefits


The following will be needed to apply for membership in the Pag-IBIG Fund as of January 1, 2010, following the signing of Republic Act No. 9679:

  • All SSS and GSIS members who are employees, workers, professionals, officers, and companies
  • Everyone who serves on constitutional commissions and the judiciary
  • Filipinos working for foreign-based companies, either locally or abroad
  • Overseas Filipino Workers (OFWs)
  • Uniformed members of the Philippine National Police (PNP), the Bureau of Fire Protection (BFP), the Bureau of Jail Management and Penology, and the Armed Forces of the Philippines (AFP)



The following are the requirements for Pag-IBIG membership:

  • Completely filled-up Members Registration Form (MRF)
  • Original or photocopy of Philippine Passport and valid primary identification card


Update: On January 1, 2023, the Philippine Overseas Labor Office (POLO) now called the Migrant Workers Office (MWO).

There are many ways to apply and pay for Pag-IBIG membership in Kuwait.

How to Register PAG-IBIG Membership in Kuwait via Philippine Embassy / MWO Office

Step 1: Send an email to requesting an appointment for Pag-IBIG membership. Indicate your full name, contact number, address, and preferred date and time.

Step 2: Once the Pag-IBIG office in Kuwait approved your appointment, keep and save the details of your booking.

Step 3: Gather all of the necessary requirements.

Step 4: Go to the Pag-IBIG office in Kuwait on your scheduled appointment day. Show your approved appointment details, and valid ID to the assigned security personnel.

Step 5: The assigned security personnel will check your name on the list of approved appointments for the day. To avoid long lines, bring the complete set of requirements.

Step 6: Get a token number from the assigned personnel.

Step 7: Go to the processing window and submit your documents.

Step 8: Pay membership fees.

Step 9: Wait for the PAG-IBIG Fund receipt.

You are now a member of PAG-IBIG!

How to Register Virtual PAG-IBIG Membership in Kuwait

Step 1: Visit the PAG-IBIG Website here –

Step 2: Scroll down and click the “Virtual PAG-IBIG Members” under e-Services.

virtual pagibig online membership registration

Step 3: Click “Be a Member” and “Register” buttons.

pagibig virtual membership registration guide

Step 4: Fill in all the needed information then click the “Submit” button.

Step 5: After that, fill in all the member information then click the “Next” button.

pagibig membership online registration guide

Step 6: Fill in all the information in Other info, choose the method of your payment, then click the “Next” button.

Step 7: Input your complete permanent and present address then click the “Next” button.

Step 8: Input your present contact details then click the “Next” button.

Step 9: Following that, input your beneficiary or family member and their information, click “Save” then click the “Next” button.

Step 10: Choose your membership category then click the “Next” button.

Step 11: Review all the details before clicking the “Submit Registration” button.

Step 12: There will appear a successful registration page.  Read it, then scroll down to get your membership data form, which should also include your RTN (Reference Tracking Number).

Step 13: Your official membership ID number will be texted to you by PAG-IBIG in a few days.

Step 14: You can now pay your contributions!

You can pay your contributions by opening the link and clicking the “Pay Online” button here –

how to pay pagibig contribution through virtual pagibig online

For more details, you can reach the Pag-IBIG office in Kuwait via:


One of the important requirements for acquiring OEC is Pag-IBIG membership. Watch the YouTuber Payong Kaibigan’s video below to learn how much an OFW must contribute to Pag-IBIG. Although making Pag-IBIG payments is entirely optional, it is necessary to do so in order to enjoy the benefits and services.

Frequently Asked Questions

If you have any further questions regarding “How to apply for and pay Pag-IBIG membership in Kuwait”, see the list of frequently asked questions and answers below.

1. How does an OFW in Kuwait join Pag-IBIG?

There are numerous methods to join Pag-IBIG in Kuwait. You may apply online or book an appointment at to register.

2. Is it required for OFW to join Pag-IBIG in Kuwait?

Yes, as it is one of the requirements of OEC, OFWs and migrant workers in Kuwait are required to join Pag-IBIG.

3. What benefits come with Pag-IBIG membership?

Members of Pag-IBIG are eligible for several kinds of benefits, including home loans, death, and disability insurance, as well as money to help pay for educational and medical expenses.

4. How frequently do I have to contribute?

You have a choice of making monthly, quarterly, semi-annual, or annual contributions. To keep the benefits active, you must make your contributions on a regular, monthly basis.

5. What happens if I don’t make any more Pag-IBIG contributions?

Your Pag-IBIG benefits will be terminated if you stop making contributions to the account. The needed contributions plus interest must be paid to reactivate your account.

6. When is it possible for a Pag-IBIG member who is enrolled in Pag-IBIG (1) to withdraw his or her contributions?

After 20 years of Fund membership and 240 monthly contributions, a member is eligible to claim his Total Accumulated Value (TAV).

Under the following legal justifications, a member may also take their savings before the 20-year maturity:

  • Death of the member
  • Insanity
  • Optional withdrawal after 10 or 15 years of continuous contributions
  • Permanent departure from the country
  • Permanent or total physical disability
  • Retirement
  • Termination from service by reason of health

7. Where can I pay my Pag-IBIG contributions in Kuwait?

You can pay your contributions at the authorized remittance centers in Kuwait. You can ask the Pag-IBIG office in Kuwait for a list of authorized remittance centers.

8. What is the Pag-IBIG office in Kuwait’s hotline number?

You can reach the Pag-IBIG office in Kuwait at +965 9669 3777.

9. What is the Pag-IBIG office in Kuwait address?

The Pag-IBIG office in Kuwait is located at the Philippine Embassy in Kuwait, Villa 35-A, Abdulrahman Al-Ghafeki Street, Block 1, Salwa Area, State of Kuwait.

10. What is the Pag-IBIG office in Kuwait office hours?

The Pag-IBIG office in Kuwait is open Sunday to Thursday, 8:00 am – 2:00 pm (Closed on Kuwait and the Philippines public holidays).


Filipino migrant workers and OFWs in Kuwait can save a lot of money by registering for Pag-IBIG. Pag-IBIG provides OFWs with the financial security as well as assistance they need to improve their lives through its extensive benefits and services. OFWs in Kuwait may submit an application for membership in Pag-IBIG online using the Pag-IBIG website or in person by visiting the Pag-IBIG office in Kuwait.

If you want to get the most out of your membership with Pag-IBIG, it’s important to become familiar with all of its benefits and services. You can contact Pag-IBIG or the Pag-IBIG office in Kuwait, through their customer service hotline or websites if you experience any difficulties registering for membership or making the most of your membership’s benefits.

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