What is DSWD Targeted Cash Transfer Program (TCT)

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The Department of Social Welfare and Development is responsible for the implementation of the Targeted Cash Transfer program. The TCT program is a conditional cash transfer program that aims to reduce poverty by providing grants to poor households, on the condition that they comply with certain requirements such as sending their children to school and having regular health check-ups.

Also Read: DSWD Unconditional Cash Transfer (UCT) Program

In this post, we will take a closer look at the TCT program, how it works, and its impact on poverty reduction in the Philippines. We will also discuss some of the challenges faced by the DSWD in implementing this program.

dswd targeted cash transfer program

What Is DSWD Targeted Cash Transfer (TCT)

DSWD Targeted Cash Transfer (TCT) is a government program that helps to provide financial assistance to low-income households. The TCT program offers a cash subsidy of PHP 500 per month for six months (total of PHP3000).

To be eligible for the subsidy, households must have an income of less than PHP 4,000 (US$160) per month. The subsidy is deposited into a special bank account and can be used for any purpose, such as food, housing, or education. The program is targeted at poor households, to help them to escape poverty.

The grantees under this program are those who belong to the bottom 40% of the population based on the National Household Targeting System for Poverty Reduction (NHTS-PR). Currently, there are around 4 million households that are receiving the TCT.

Benefits Of The Targeted Cash Transfer Program

The Targeted Cash Transfer program benefits will procide beneficiaries a total of PHP 3000 in cash allowance or PHP 5000 for 6 months.

Firstly, it helps provide financial assistance to families who are struggling to make ends meet. This can help alleviate some of the financial burdens that these families face daily.

Another benefit of TCT is that it has helped increase school enrolment and attendance rates among eligible children. Studies have shown that parental cash transfers lead to increased school enrolment among primary school-aged children, as well as improved school attendance among both primary and secondary school students. Furthermore, TCT has also been linked to better educational outcomes such as higher grades and test scores.

Lastly, the TCT program helps promote social inclusion by providing cash assistance to vulnerable groups such as pregnant women, lactating women, persons with disabilities, and senior citizens. This can help them have a better quality of life and participate more fully in society.

Who Are Qualified For DSWD Targeted Cash Transfer (TCT)

To be eligible for the DSWD targeted cash transfer, applicants must be Filipino citizens who are 18 years of age or older and who are residing in the Philippines. Additionally, applicants must not be receiving any form of financial assistance from any other government agency.

The DSWD will also consider an applicant’s household income when determining eligibility for the targeted cash transfer program. Household income is defined as the total combined income of all members of the household living together and sharing common expenses. Applicants must have a household income that falls below the poverty threshold set by the National Statistical Coordination Board.

Additionally, applicants must be currently employed or actively seeking employment. If an applicant is not employed, he or she must be a full-time student, a senior citizen, or a person with a disability. finally, applicants must not have any pending cases of fraud or abuse in any government program.

If an applicant meets all of the above criteria, he or she may apply for the DSWD targeted cash transfer program. Application forms are available at any DSWD office or on the agency’s website. Once an application form has been submitted, a social worker will interview the applicant to determine final eligibility for the program.

What Is The Mode Of Payment For DSWD Targeted Cash Transfer (TCT)?

According to the Department of Social Welfare and Development (DSWD), the mode of payment for the national government’s social amelioration program or SAP is through LBP cash cards or by crediting to subsisting Landbank of the Philippines (LBP) accounts.

The mode of payment for DSWD Targeted Cash Transfer (TCT) is through ATM cards which will be issued by Landbank and BDO. Only one member per household should have an ATM card. The ATM card can be used to withdraw cash from any ATM bearing the logos of Landbank or BDO.

If you have an existing account with the Land Bank of the Philippines, you can also opt to have your TCT credited to your account. To do this, simply provide your account number to the DSWD representative when you apply for the TCT. Your TCT will then be credited to your account within three business days.

If you do not have an account with the Land Bank of the Philippines, you can still receive your TCT by using a non-bank financial institution such as GCash, PayMaya, or Coins.ph. To do this, simply provide your mobile number to the DSWD representative when you apply for the TCT. You will then receive a text message with instructions on how to claim your TCT using your chosen non-bank financial institution.

Lastly, you can also opt to receive your TCT through direct payout by a DSWD special disbursing officer. This is only available in select areas and will require you to present a valid ID when claiming your TCT.

Frequently Asked Questions

1. How Do I Get Dswd Cash Assistance?

The Department of Social Welfare and Development (DSWD) offers cash assistance to those who are in need. To avail of this service, one must go to the nearest DSWD office and fill out an application form.

The form must be properly accomplished and submitted, along with the required documents. Once the application has been processed, the applicant will be given a schedule for an interview.

After the interview, the applicant will be assessed to see if he or she is qualified for the assistance. If approved, the cash assistance will be released within three to five days.

2. When Was The DSWD TCT Program Approved?

In 2022, the Department of Social Welfare and Development (DSWD) started the Targeted Cash Transfer (TCT) program. The program was created to help reduce poverty in the Philippines. It provides cash transfers to poor households, which they can use to buy food, pay for healthcare, or send their children to school.

3. What Was The Proposed Budget For The DSWD TCT Program?

Under the proposed budget for 2022, the Department of Social Welfare and Development (DSWD) has 4.1 billion pesos allocated for the Targeted Cash Transfer (TCT) program. The TCT is a social protection program that provides cash assistance to eligible households, intending to reduce poverty and vulnerability.


DSWD Targeted Cash Transfer (TCT) is a government program that provides financial assistance to low-income households in the Philippines. The program was launched in 2022 and provides cash payments to eligible families every month. The payments are used to cover basic needs such as food, clothing, and shelter.

TCT also provides healthcare and educational assistance to low-income households. As of 2022, over 4 million families were receiving TCT benefits. The program has been credited with reducing poverty and improving the quality of life for millions of Filipinos.

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