Pag-IBIG Loyalty Card Plus - Perks, Features, Discounts, & Benefits

As mandated by the Philippine government, the Home Development Mutual Fund (HDMF), or Pag-IBIG Fund, provides Filipinos with a national savings facility and affordable house financing. The agency also offers its members various programs and benefits, such as MP2 Savings and Calamity Loan. In addition, the agency launched the Pag-IBIG Loyalty Card Plus, granting members discounts, promos, and benefits from various establishments. To learn more about this program, read on as we share everything you need to know about the Pag-IBIG Loyalty Card Plus.

Whether formally employed, self-employed, or unemployed, active Pag-IBIG members can enjoy more perks and benefits through the Pag-IBIG Loyalty Card Plus. This new card offers plenty of rewards and discounts from over 300 Pag-IBIG partner establishments throughout the Philippines. Moreover, it functions as a cash card that gives Pag-IBIG members access to banking features, such as deposit and withdrawal of funds. With this card, members can also receive their loan proceeds and dividends.

What is Pag-IBIG Loyalty Card Plus

The Pag-IBIG Loyalty Card Plus is the new and improved program launched by the Home Development Mutual Fund (HDMF) in partnership with the UnionBank of the Philippines and Asia United Bank (AUB). It enables members to enjoy exclusive rewards and discounts on groceries, fuel expenses, restaurant bills, tuition fees, hospital bills, and more from its over 300 partner establishments nationwide.

In addition, it serves as a cash card where Pag-IBIG members can receive their loan proceeds, dividend payouts, and benefit claims, making it convenient to withdraw their funds. It comes with extra banking features, functioning as an ATM Visa Debit Card connected to an account with the partner bank.

Pag-IBIG Loyalty Card Vs. Pag-IBIG Loyalty Card Plus

In 2014, HDMF launched the first Pag-IBIG Loyalty Card to provide extra benefits and discounts to its members. The agency partnered with various establishments to give exclusive perks and discounts to active Pag-IBIG members nationwide. In 2019, HDMF revamped the program, releasing the improved Pag-IBIG Loyalty Card Plus – a cash card for members to receive various benefits, such as proceeds from Pag-IBIG Multi-Purpose Loan (MPL) and Modified Pag-IBIG II (MP2) dividends.

The agency released the Pag-IBIG Loyalty Card as a membership ID. Meanwhile, the Pag-IBIG Loyalty Card Plus has an EMV chip and additional banking features. It acts as an ATM card and is purchasable one time without expiry. Furthermore, it serves as a reward and discount card, allowing Pag-IBIG members to claim freebies and discounts from partner establishments throughout the Philippines.

Therefore, the Pag-IBIG Loyalty Card Plus is the enhanced version of the original membership card, only used for availing perks and discounts. With the new cash card, Pag-IBIG members can enjoy additional banking features, such as claiming loan proceeds, withdrawing from ATMs, depositing savings, and earning interest rates based on their outstanding balances. Members can also use the cash card to pay their expenses for groceries, hospital, tuition fees, fuel, restaurants, and more.

Perks & Features

By availing a Pag-IBIG Loyal Card Plus, you can enjoy the following perks and features:

Convenient and Functional Cash Card

With the collaboration of UnionBank and AUB, Pag-IBIG Fund created a functional cash card that enables a convenient banking experience. It functions as an ATM card with an EMV chip, making it possible to perform banking transactions. Also, HDMF is collaborating with other banks to offer this feature to other members.

Affordable and Lifetime ID

The Pag-IBIG Loyalty Card Plus does not expire, so members only need to purchase it. It functions as a regular debit card and is one of the affordable government. However, the Pag-IBIG Loyalty Card Plus is not a primary or secondary valid ID issued by the government. Members can only use it for Pag-IBIG Fund transactions.

Discounts and Benefits

The Pag-IBIG Loyalty Card Plus offers exclusive promos and discounts on various services and products, from shopping and dining to medical services, tuition fees, and travel discounts. As establishments partner with Pag-IBIG, members can enjoy more perks.

Pag-IBIG Loyal Card Plus via UnionBank

Banking features valid for eight (8) years
Eligibility for discounts and benefits for three (3) years
Zero maintaining balance
No required initial deposit
Withdraw from Bancnet, UnionBank, and Visa ATMs worldwide
Receive Pag-IBIG loan proceeds
Cashless and online payments worldwide
24/7 online banking experience with UnionBank
Functions as a valid ID for all Pag-IBIG Fund transactions
Function as an ATM prepaid card
Equipped with EMV Chip

Pag-IBIG Loyal Card Plus via AUB

Banking features for ten (10) years
Eligibility for discounts and benefits for three (3) years
Zero maintaining balance
No required initial deposit
Withdraw from over 20,000 ATMs
Receive Pag-IBIG loan proceeds within 24 hours
Swipe in more than 200,000 POS terminals nationwide
Enjoy discounts and rewards from partner merchants
Enable ATM Card Blocking and Change PIN via the Hello Pag-IBIG app
Enjoy other exclusive features, such as Cash-in, Pay via QR, Pay Bills, Pera Padala,
Buy Load, and Transfer Funds
Functions as a valid ID for all Pag-IBIG Fund transactions
Function as an ATM prepaid card
Equipped with EMV Chip

Qualifications

If you already have a Pag-IBIG Loyaly Card, upgrade it to the improved version to enjoy more perks and benefits. But if it’s your first time applying for Pag-IBIG Loyalty Card Plus, you need to meet the following qualifications:

You must be an active Pag-IBIG member
You must have at least one (1) monthly contribution within the last six (6) months

Requirements

Before you apply for Pag-IBIG Loyalty Card Plus, prepare the following requirements:

Two (2) valid government-issued IDs – original and photocopy of one (1) valid ID for the application process and another valid ID for entry to the guard (Note: Pag-IBIG Fund no longer accept TIN card and PhilHealth ID as valid IDs.)
Permanent Pag-IBIG Membership ID (MID) number
Pag-IBIG Loyalty Card Plus Fee – P125

If you don’t have a MID number, you’re not yet a member of the Pag-IBIG Fund. Click here to register online for Pag-IBIG membership.

How to Apply for Pag-IBIG Loyalty Card Plus

After securing the requirements, follow the steps below to apply for Pag-IBIG Loyalty Card Plus:

For Active Pag-IBIG Members

Download the Pag-IBIG Loyalty Card Plus Application form (HQP-PFF-108). Click here to download the form.
Fill out the required fields.
Submit the application form at the nearest Pag-IBIG Fund branch. Also, bring the original and photocopy of your one (1) valid ID.
Pay the Pag-IBIG Loyalty Card Plus Fee of P125 to the accredited bank operator and claim your official receipt.
Next, have your biometrics and photo taken.
Double-check the information you provided for any errors or misspellings.
Then, claim your Pag-IBIG Loyalty Card Plus from an accredited bank operator. Also, don’t forget to change your PIN once you receive your card.

For Employers

For employers who wish to schedule their employees for Pag-IBIG Loyalty Card Plus enrolment, follow the steps below:

Fill out the following forms:

Request for Pag-IBIG Loyalty Card Plus Enrollment Kiosk (HQP-PFF-123). Click here to download.
List of Employees with Intent to Avail of the Pag-IBIG Loyalty Card Plus (HQP-PFF-371). Click here to download.

Submit the forms to your servicing Pag-IBIG Fund branch via email or as hardcopy.
On the scheduled enrolment date, ask your employees to bring the following requirements:

Pag-IBIG Loyalty Card Plus Application form (HQP-PFF-108)
Original and photocopy of one (1) valid ID

Your employees should submit their application forms and pay the Pag-IBIG Loyalty Card Plus Fee of P125 to the accredited bank operator of Pag-IBIG.
After taking their biometrics and photo, Pag-IBIG’s accredited bank operator will ask your employees to confirm the details they have provided.
Then, your employees should claim their Pag-IBIG Loyalty Card Plus. For security reasons, remind your employees to change their PIN once they receive their card.

Pag-IBIG Loyalty Card Plus Discounts & Benefits

If you’re still unconvinced, we’ve listed some discounts and benefits you can enjoy when you show the Pag-IBIG Loyalty Card Plus to over 300 participating partner outlets nationwide.

Education

Ariesgado College Foundation, Inc. (Tagum City) – 20% discount on tuition fee (extends to immediate family members only)
Brentwood Academy of Las Piñas – 10% discount on full payment tuition (extends to family members)
Colegio de San Juan de Letran (Calamba) – ₱2,000 discount on tuition fees for new students on all programs (extends to family members)
Dadiangas Crown Bookstore (Branches in General Santos, Sarangani Province, Koronadal, and South Cotabato) – 5% discount on school supplies, books, and other equipment
Digos Institute of Technical Education – 20% discount on tuition fee for a 2-year course in Auto Servicing Technology and Hotel and Restaurant Technology (extends to immediate family members only)
Diliman College – 30% discount on tuition fees for BSA, BEEd, BSBA, BSEd, BPEd, BPA, and BSIT courses (extends to immediate family members only)
Eastwood Professional College of Science and Technology (Branches in Bataan) – 15% discount on tuition fee (extends to immediate family members only)
Ephiphany Christian Academy (Benguet) – Up to 10% discount on tuition fee for full payment only; 5% discount on cardholder’s sibling tuition fee for full/staggered payment (extends to immediate family members only)
Feliz Academy (Pangasinan) – 10% discount on tuition fee (extends to immediate family members only)
Gifted Learning Center, Inc. (La Union) – 10% discount on tuition fee (extends to immediate family members only)
Global System Institute of Technology (Davao del Sur) – 50% discount on tuition fees for training courses (extends to immediate family members only)
Golden State College (General Santos City & Koronadal City) – 10% discount on tuition fee (extends to immediate family members only)
Informatics College – 10% discount on tuition fees for all courses
Jose Rizal University – 10% discount on tuition fees for BS Elementary Education, BS Secondary Education, BS Nursing, and BS Psychology courses
Our Lady of Fatima University – 5% discount on tuition fees for Graduate programs
University of the Visayas – 10% discount on tuition fees in selected courses

Shopping

Fisher Supermarket – 5% discount on all fresh seafood items
Elecom Lifestyle Innovation – 15% discount for a minimum purchase of ₱3,500
Jockey – 10% discount on regular-priced products
Lewis N. Clark – 15% discount for a minimum purchase of ₱3,500
Mga Likha ni Inay – 10% discount on all non-food products and 5% discount on all food products
Pacsafe – 15% discount for a minimum purchase of ₱3,500 and 5% discount on all regular items
Pochi – 15% discount for a minimum purchase of ₱3,500 and 5% discount on all regular items
Urbanize – 15% discount for a minimum purchase of ₱3,500 and 5% discount on all regular items
Spruce – 10% discount on apparel, bags, accessories, and footwear

Food and Restaurants

1st Colonial – 5% discount on food purchase
Balanghai – 10% discount on food with a minimum purchase of ₱500
Balay Dako – 10% discount on Deli exclusive to Balay Dako’s products, free special dessert worth ₱200 for a minimum purchase of ₱2,000
Bo’s Coffee – 20% discount for a minimum purchase of ₱500
Breakfast at Antonio’s – 10% discount on Deli exclusive to Breakfast at Antonio’s products, free special dessert worth ₱200 for a minimum purchase of ₱2,000
Calle Real Restaurant and Catering – 10% discount on dine-in orders
CDO – 5% discount on bakery and frozen products for a minimum purchase of ₱200
Chef Tony – 10% discount on popcorn for a minimum purchase of ₱300
Citrus Alley – 10% discount on all single and mixed fruits
Crabs N Crack – 10% discount on all seafood buckets
Crisostomo Filipino Dining – Free dessert for a minimum purchase of ₱1,500
Formosa Bakeshop – 10% discount for a minimum purchase of ₱500 for bread/toast and ₱600 for personalized cakes and chilled products
Gloria Maris Restaurant – 10% discount on food for cash payment and 5% discount for credit card payment
Gourmet Farms – 5% discount on all Gourmet Farms products and free Coffee for a minimum purchase of ₱1,000
Hong Kong Noodles & Dimsum House – 10% discount on food and drinks for a minimum purchase of ₱400
Kanzhu Hand-Pulled Noodles – Free dish for a minimum purchase of ₱1,000
McDonald’s – 5% discount for a minimum purchase of ₱200
Ube Rice and Noodle House – Free Hong Kong-style siopao for every noodle soup purchase
Papa John’s Pizza – 10% discount on all featured pizzas
Pampanga’s Best – 5% discount for a minimum purchase of ₱1,000
Rodic’s – 10% discount on food and beverage for a minimum purchase of ₱1,000
The Dining Room – Free 12-inch pizza worth ₱600 for a minimum purchase of ₱2,000, special free dessert on cardholder’s birth month
Tuna Republik – 10% discount on all products
Uno Seafood Wharf Palace – 10% discount for a minimum purchase of ₱1,000

Health and Medications

Abesamis Family Optical – 20% discount on regular items, free computerized eye exam, and optical services on minor repairs (Manila and Quezon City branches)
Asian Eye Institute – 15% discount on LASIK screening, regular LASIK surgery, and comprehensive eye exams for new patients, up to 10% discount on cataract screening and surgery (Makati, Quezon City, Muntinlupa, and Pasay branches)
Calamba Medical Center – 5% discount on outpatient services
Capitol Medical Center – 10% discount on room rates, use of the operating room and delivery room, 5% discount on over-the-counter medications, physical rehabilitation, imaging, and laboratory services
EyeSite by Asian Eye Institute – 5% discount on eye checkups (Quezon City, Mandaluyong, and Batangas branches)
Eye Society – Free 7-Step Eye Exam (worth ₱1,990); buy one get one free designer eyewear; 20% discount on frames, sunglasses, and prepacked Tony Morgan London PC Glasses; 15% discount on Shamir Lens; 10% discount on Bausch & Lomb contact lenses
Fatima University Medical Center – 10% discount on consultation and laboratory services
HealthCube Medical Clinics – 20% discount on laboratory and ancillary procedures and fixed-rate consultations for in-house physicians
Healthway Medical – 20% discount on laboratory and diagnostic procedures, special rates on consultation fees and diagnostic packages
Hi-Precision Diagnostics – 5% discount on all services
Mary Johnston Hospital – 20% discount on CBC, urinalysis, fecalysis, x-ray, and emergency room consultation
Medical Center Manila – 8% discount on emergency, inpatient, and outpatient bills
MyHealthClinic – 20% discount on laboratory and diagnostic services, 5% discount on executive checkups, and free unlimited consultation with primary care physicians (benefit extended to immediate family members)
New Sinai MDI Hospital – 10% discount on all inpatient procedures and 5% discount on all outpatient procedures (benefit extended to family members)
One Asia Dental Group – Free consultations, 20% discount on selected treatments and services
Sarabia – 15% discount on any brand and type of prescription lens and frames (except Gucci, Cartier, and Mont Blanc brands), 5% discount on any brand and type of contact lens

Beauty and Wellness

Ayana Beauty Basics – 20% discount on Ayana Luxe and Ayana White and 10% discount on Ayana Smooth
Belle La Peau – 50% discount on diamond power peel and other selected services, up to 30% discount on hair, facial, and body treatments and waxing services
David’s Salon – 10% discount on hair cut and other hair services
Dermcare Luxe – 50% discount on the diamond peel, up to 30% discount on hair, facial, and body treatments and waxing services
Dermclinic – 10% discount on selected products and services
Luz Facial Care – 20% discount on facial cleaning and diamond peel
Macho Mucho – 10% discount on major services and 5% discount on minor services like haircut
Orangeblush Salon – 10% discount on all services
Shinagawa Lasik and Aesthetics – 50% discount on select products and services plus free consultation
Tony and Jackey Salon – 5% discount on top of the promo package, free Bangs Reward Gold Card, and free kera-protein treatment voucher worth ₱1,200 if you avail of hair services

Leisure and Recreation

Avilon Zoo- 30% discount on entrance fee (maximum of five persons per card)
Enchanted Kingdom – 15% discount on a regular day pass and 5% discount on Amazon Grill/Launch Time Restaurant
Manila Ocean Park – Up to 80% discount on package attractions (maximum of 10 tickets per card)
Tree Top Adventure – 20% discount on all rides on weekdays, 10% discount on weekends and holidays, 5% discount on beverages
D’ Leonor Inland Resort & Adventure Park – 20% discount on entrance fee, 5% discount on other amenities
Bohol Bee Farm – 10% discount on hotel accommodation and products, 5% discount at the Buzz Cafe
Alpa City Suites – 50% discount on room accommodation based on published rates, 20% discount on food and beverages
Avenue One Hotel – 5% discount on room accommodation, gym, and food and drinks at Cafe Leonida
Bayview Park Hotel Manila – 20% discount on room rates with free buffet breakfast and complimentary massage, 10% discount on ala carte menu items
Caliraya Resort Club – Up to 55% discount on room accommodation, 50% discount on day tour packages with meals
Century Park Hotel – 20% discount on Superior and Deluxe rooms and buffet at Cafe in the Park
Citylight Hotel – 10% discount on room accommodation and 5% discount on ala carte menu for a minimum purchase of ₱500
Crown Royale Hotel – 10% discount on room rates, Silver Room Restaurant, La Vista Resort, Ystilo Salon, and spa services and membership at Body & Senses
Eagle Point Resort – 30% discount on room rates and 10% discount on kayaking and massage services
The Forest Lodge Camp John Hay – 10% discount on room accommodations
Goldberry Suites & Hotel – 25% discount on all room types and 5% discount on all food and beverages for a minimum purchase of ₱1,500
Hotel H2O – Up to 70% discount on published room rates, 10% discount on ala carte food and beverages
La Carmela de Boracay Resort Hotel – 20% discount on room accommodations
Makiling Highlands Resort – 50% discount on room accommodations, pool entrance, and picnic tables
The Rusty Nail Inn and Cafe – 12% discount on room rates and 5% discount on food for a minimum purchase of ₱1,500
Timezone – ₱260 worth of Powercard Load for just ₱200

Other Services

2Go – 20% discount on retail ticket fares at participating outlets and special rates on sail away vacation packages
Air21 – 5% discount on domestic shipments
DHL – 10% discount on published rates for documents and non-document
FPG Insurance – 20% off on domestic and international travel insurance, Personal Shield Plus, and My Home Mate/My Condo Mate, plus special rates on motor and car insurance
Quickie – 10% discount on services for a minimum of ₱300
PhilCare – Up to 13% discount on individual and family health plans with emergency and hospitalization coverage of up to ₱80,000

Click this link for the complete list of Pag-IBIG partner establishments and participating outlets.

Summary

Through the Pag-IBIG Loyalty Card Plus, Filipinos can maximize their membership and access more benefits and rewards. From discounts on groceries, shopping, tuition fees, medicines, and medical services to perks on restaurants, life insurance, and recreation, the Pag-IBIG Loyalty Card Plus is more than just a membership card. It also functions as a cash card to store all your contributions, savings, loan proceeds, and earned dividends from the Pag-IBIG Fund. Therefore, we encourage all Filipinos to get a Pag-IBIG Loyalty Card Plus.

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