How to Apply Pag-IBIG Membership in Abu Dhabi, UAE for OFWs

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The Pag-IBIG office in Abu Dhabi, UAE is located at Philippine Embassy W-48, Street No. 8 Sector 2-23, Plot 51, Al Qubaisat, Abu Dhabi, UAE, where OFWs can update their contribution, apply for membership, or get answers to any inquiries. You can also visit money exchange centers in the city if you want to pay your contributions through third-party money remittance centers.

OFWs working in Abu Dhabi have now access to Pag-IBIG’s financial services and benefits, such as investing, and helping them save for their future. Visiting the Philippine Embassy in UAE and completing a Membership Registration form, submitting the required documents, and paying membership contributions there or through authorized remittance centers are all required steps in the process of becoming a Pag-IBIG member. So, if you’re an OFW in Abu Dhabi, UAE, continue reading to learn how to apply and pay for a Pag-IBIG membership.

pag ibig membership in abu dhabi uae


The following benefits are available to all Pag-IBIG members:

  • Housing loan
  • Savings
  • Short-term loan
  • Long-term loan

You can also benefit from a variety of programs and services that Pag-IBIG provides as an OFW. These include:

  • Calamity loan assistance
  • Death and disability benefits
  • Financial Assistance Programs
  • Housing programs
  • Livelihood programs
  • Multipurpose Loan Programs
  • Retirement benefits


The following will be needed to apply for membership in the Pag-IBIG Fund as of January 1, 2010, following the signing of Republic Act No. 9679:

  • All SSS and GSIS members who are employees, workers, professionals, officers, and companies
  • Everyone who serves on constitutional commissions and the judiciary
  • Filipinos working for foreign-based companies, either locally or abroad
  • Overseas Filipino Workers (OFWs)
  • Uniformed members of the Philippine National Police (PNP), the Bureau of Fire Protection (BFP), the Bureau of Jail Management and Penology, and the Armed Forces of the Philippines (AFP)


The following are the requirements for Pag-IBIG membership:

  • Completely filled-up Members Registration Form (MRF)
  • Original or photocopy of Philippine Passport and valid primary identification card

Update: On January 1, 2023, the Philippine Overseas Labor Office (POLO) is now called the Migrant Workers Office (MWO).

There are many ways to apply and pay for Pag-IBIG membership in Abu Dhabi, UAE.

How to Register PAG-IBIG Membership in Abu Dhabi via Philippine Embassy / MWO Office

Step 1: Gather all of the necessary requirements.

Step 2: Go to the Philippine Embassy / MWO office.

Step 3: The assigned security personnel will ask what your inquiry is. To avoid long lines, bring the complete set of requirements.

Step 4: Get a token number from the assigned personnel.

Step 5: Go to the processing window and submit your documents.

Step 6: Pay membership fees.

Step 7: Wait for the Pag-IBIG Fund receipt.

You are now a member of Pag-IBIG!

How to Register Virtual PAG-IBIG Membership in Abu Dhabi Online

Step 1: Visit the Pag-IBIG Website here –

Step 2: Scroll down and click the “Virtual Pag-IBIG Members” under e-Services.

virtual pagibig online membership registration

Step 3: Click “Be a Member” and “Register” buttons.

pagibig virtual membership registration guide

Step 4: Fill in all the needed information then click the “Submit” button.

pagibig membership online registration guide

Step 5: After that, fill in all the member information then click the “Next” button.

Step 6: Fill in all the information in Other info, choose the method of your payment, then click the “Next” button.

Step 7: Input your complete permanent and present address then click the “Next” button.

Step 8: Input your present contact details then click the “Next” button.

Step 9: Following that, input your beneficiary or family member and their information, click “Save” then click the “Next” button.

Step 10: Choose your membership category then click the “Next” button.

Step 11: Review all the details before clicking the “Submit Registration” button.

Step 12: A successful registration page will appear. Read it, then scroll down to get your membership data form, which should also include your RTN (Reference Tracking Number).

Step 13: Your official membership ID number will be texted to you by Pag-IBIG in a few days.

Step 14: You can now pay your contributions!

You can pay your contributions by opening the link and clicking the “Pay Online” button here –

how to pay pagibig contribution through virtual pagibig online

For more details, you can reach Philippine Embassy / MWO Abu Dhabi, UAE via:

Contact Number: (+971)  503576308

Video: Paano kumuha ng Pag-ibig Number Online 2023 | How to apply Pag-ibig number online OFW non-OFW 2023

One of the important requirements for acquiring OEC is Pag-IBIG membership. Along with joining Pag-IBIG, you must create an account to keep track of your contributions and to use the services and benefits Pag-IBIG provides to OFWs. To learn more about how to get a Pag-IBIG number online, keep watching the video.

Frequently Asked Questions

If you have any further questions regarding “How to apply for and pay Pag-IBIG membership in Abu Dhabi, UAE”, see the list of frequently asked questions and answers below.

1. How does an OFW join Pag-IBIG?

There are numerous methods to join Pag-IBIG. You may apply by paying the membership fee to Pag-IBIG directly or through an authorized Pag-IBIG savings bank.

2. What benefits come with Pag-IBIG membership?

Members of Pag-IBIG are eligible for several kinds of benefits, including home loans, death and disability insurance, as well as money to help pay for educational and medical expenses.

3. How frequently do I have to contribute?

You have a choice of making monthly, quarterly, semi-annual, or annual contributions. To keep the benefits active, you must make your contributions on a regular, monthly basis.

4. What happens if I don’t make any more Pag-IBIG contributions?

Your Pag-IBIG benefits will be terminated if you stop making contributions to the account. The needed contributions plus interest must be paid to reactivate your account.

5. When is it possible for a Pag-IBIG member who is enrolled in Pag-IBIG (1) to withdraw his or her contributions?

After 20 years of Fund membership and 240 monthly contributions, a member is eligible to claim his Total Accumulated Value (TAV).

Under the following legal justifications, a member may also take their savings before the 20-year maturity:

  • Death of the member
  • Insanity
  • Optional withdrawal after 10 or 15 years of continuous contributions
  • Permanent departure from the country
  • Permanent or total physical disability
  • Retirement
  • Termination from service by reason of health


OFWs and Filipino migrant workers can save a lot of money by joining Pag-IBIG. Pag-IBIG provides OFWs with the financial security and support they need to improve their lives and their families through its numerous benefits and services.

OFWs in Abu Dhabi, UAE, can apply for Pag-IBIG membership through the Pag-IBIG website, the Philippine Embassy in Abu Dhabi, or the MWO in Abu Dhabi, both of which are located at the Philippine Embassy W-48, Street No. 8 Sector 2-23, Plot 51, Abu Dhabi, UAE.

It’s important to become familiar with all of Pag-IBIG’s benefits and services if you want to make the most of your membership. If you have any issues registering for membership or using the benefits of your membership, you can get in touch with Pag-IBIG, the Philippine Embassy in Abu Dhabi, UAE, or MWO Abu Dhabi, UAE, via their customer service hotline or websites.

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