Pambansang Pabahay Para sa Pilipino Housing (4PH) Program for Filipinos

Pambansang Pabahay Para sa Pilipino Housing (4PH) Program is one of the primary projects of President Ferdinand R. Marcos Jr. This program aims to create around 1.7 million employment and 6 million housing units annually between 2023 and 2028. 25 locations around the country have witnessed the program’s launch. The program will also provide more than a million homes to Filipino citizens of this country.

To guarantee the 4PH program’s successful execution, the President ordered all National Government Agencies (NGAs), Local Government Units (LGUs), and other government organizations to support and collaborate with the Department of Human Settlements and Urban Development (DHSUD.)

As of June 30, DHSUD had memorandums of agreement with 155 LGUs nationwide and had started construction on 28 housing projects. As the principal government agency in charge of managing housing and human settlements across the country, the DHSUD will take the lead in putting 4PH into reality.

What is Pambansang Pabahay Para sa Pilipino Program (4PH)?

4PH aims is to give millions of homeless Filipinos a chance to have affordable housing. The program will broaden the scope of affordable housing, particularly for Filipinos who need housing.

It is anticipated that these 4PH program will develop into model communities that offer residents chances for social and economic advancement in along with housing.

 

Qualifications

To apply for the 4PH Program, Filipinos must meet all the pre-qualification requirements.

• Filipino Citizen who’s:
  • Informal Settler Families
  • Informal Sectors
  • Minimum Wage Earners
  • Government Employees
  • Overseas Filipino Workers (OFWs)
  • TNVS, PUV Drivers and Operators
• Sixty-five (65) years old and below and not more than Seventy (70) years old on loan maturity
• The applicant does not own any property at all
• The applicant is an active Pag-IBIG Fund member (with at least 24 months remittance)
• No outstanding Pag-IBIG short term loan
• No Pag-IBIG account foreclosed or cancelled
• No Pag-IBIG default (dacion en pago)

Requirements

The following are the documentary requirements needed to submit upon application:

• Completed 4PH Application Forms
• Endorsement Letter from the LGU, DHSUD, or NGA
• Signed Undertaking

Note: To get the needed downloadable forms, visit the LGU office in your area.

How to Apply for 4PH Housing Program for Pinoys

Step 1: Visit the LGU office in your area.

Step 2: Request and complete the necessary forms.

Step 3: Complete all the needed documents.

Step 4: Submit the documents to the assigned 4PH LGU officer.

Step 5: The list of applicants and their requirements will be submitted by the LGU to the DHSUD.

Step 6: The DHSUD will verify the list of applicants and their requirements submitted.

Note: It’s best to keep track of the LGU’s social media accounts in your area for updates as the verification could take a while.

Step 7: DHSUD will endorse the verified applicant to the Pag-IBIG Fund.

Step 8: The Pag-IBIG Fund will get in touch with the verified applicants to go over the following steps in the procedure and what documents need to be submitted to the office for approval and final assessment.

Step 9: When you complete the Pag-IBIG Fund assessment and adhere to the payment scheme, you will receive an email from DHSUD regarding housing turnover.

Video: Pambansang Pabahay para sa Pilipino Program | Newsroom Ngayon

Everybody wants to own a house. However, many are forced to rent because houses and land are expensive, while others become informal settlers. In the CNN Philippines video below, Housing Undersecretary Avelino Tolentino III responds to the question, “What is the difference between the National Housing for the Filipino Program and other government housing projects?”

Frequently Asked Questions

See the list of frequently asked questions and answers below if you have further questions about “4PH Program for Filipinos.”

1. What is the 4PH Program for Filipinos?

The government of the Philippines has a socialized housing program called Pambansang Pabahay Para sa Pilipino (4PH). In all parts of the country, DHSUD will allot housing projects under 4PH to qualifying Filipino citizens who do not own a house or piece of land.

2. Why is there a pre-qualification in 4PH Program?

This is to ensure that the program will only benefit eligible applicants and that the funds designated for them won’t be wasted.

3. What unit is available under the 4PH Program for Filipinos?

Under the 4PH Program of the government, Filipino citizens can get Vertical Housing, also referred to as Condominium Type Housing. Each condominium has a twenty-seven (27) square meter footprint.

4. How will the DHSUD choose the qualified applicants for the 4PH Program?

DHSUD will verify and assess the application that you submit to the LGUs. DHSUD will also determine the payment arrangements, which will include essential shelter organizations at a reasonable price.

5. Is Pambansang Pabahay Para sa Pilipino (4PH) Program provided for FREE?

There is a long-term payment but low cost for the 4PH Program.

6. What is the monthly payment amount and how long will it take to complete the payment?

The verified applicant will be required to pay P3,500.00 every month. The repayment period is thirty (30) years. The P3,500.00 monthly amortization, according to DHSUD, covers insurance and estate management costs.

The Pag-IBIG Fund will be in charge of the program’s finances, including applicant verification.

7. Why is the Pag-IBIG fund involved in this process?

The government’s 4PH has Pag-IBIG Fund as a partner to help the Filipinos own a house. Pag-IBIG Fund is also part of the qualifying applicant assessment and process for this socialized housing program.

Summary

Though many have mixed feelings about owning a home due to the high cost of housing and land rent, everyone dreams of having their own house. For housing and Filipinos settlement, the DHSUD will promptly develop the selected lands owned by the concerned agencies and take over their administration.

The program was started to address the lack of affordable housing and to further explore the possible benefits of a thriving industry in the expanding economy.

The program hopes that every Filipino has their own home in the Philippines.